Merchant Accounts - Retail Accounts - Wireless Accounts - Internet Accounts - Keyed Accounts

Internet Merchant Accounts

E-Commerce/Online credit card processing - Process credit cards in real-time via Internet Payment Gateway or Online Virtual Terminal.

Service Others TMS
E-Commerce Discount Rate 2.25%-3.49% 2.25%
Merchant Application Fee $95 - $250 FREE
Annual Fee $49 - $149 FREE
Approval Rate 50% -75% 99.9%
Transactation Fee .35 - .50 .25
Gateway Fee $20 - $50 $15
Statement Fee $12 - $25 $9.50
Software Fee $99 - $250 FREE
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How it Works

Almost two-thirds of all Americans age 12 or older – or more than 130 million people – have Internet access and nearly half have purchased a product or service online. With no other convenient way to pay, accepting credit cards is essential if you want to do business via the Internet.

To complete an authorization for an Internet purchase, a website sends credit card information to an Internet Payment Gateway/Virtual Terminal. The gateway passes the information on to the credit card processing network and then forwards the approval back to the virtual terminal in real time. When configured properly, the entire process takes just seconds to complete.

You can also use your virtual terminal to perform all the same functions of a physical credit card terminal. Through Internet access and a secure website, you’ll be able to manually process credit card transactions from orders received offline, issue credits, void transactions, and view your online list of transactions, from any computer in the world.

For more information, download our merchant account application in pdf format for free under our sign-up page.


Internet Merchant Account Includes

Connecting a Web site to the payment processing networks is exceptionally difficult and typically beyond the expertise and technical resources of most online merchants. Instead, merchants can easily connect to the Authorize.Net Payment Gateway , which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data. Authorize.Net manages the routing of transactions just like a traditional credit card swipe machine you find in the physical retail world, however, Authorize.Net uses the Internet instead of a phone line.

The Authorize.Net Payment Gateway is available 24/7 for processing transactions. We also offer a number of value-adding services to assist merchants in managing their businesses and protecting themselves from fraud. Additionally, the free, Authorize.Net Verified Merchant Seal can be added to a merchant’s Web site to help build consumer confidence.